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While the banked Sheeple are being rugged pulled, I'm over here laughing because my ONLY personal bank account is a 2nd layer grocery store debit card. I've found it offers better hours, fees, and flexibility with making deposits than any of the 1st layer banks do. I hadn't checked the balance at all this year and this is what I found there today... An "inactivity fee" pulling my balance below zero because I've not used it even once this year. Laughing my ass off because I'm a Bitcoin Standard Bearer!